TX
Texas
Total declarations4,900
Per 100k residents15.8
Below national per-capita load By declaration type
- DR 3,700
- EM 900
- FM 300
Leading hazardSevere Storm
OK
Oklahoma
Total declarations3,100
Per 100k residents77.5
Above national per-capita load By declaration type
- DR 2,100
- EM 500
- FM 500
Leading hazardSevere Storm
KY
Kentucky
Total declarations2,700
Per 100k residents59.3
Above national per-capita load By declaration type
- DR 2,200
- EM 480
- FM 20
Leading hazardFlood
CA
California
Total declarations2,600
Per 100k residents6.6
Below national per-capita load By declaration type
- DR 1,500
- EM 400
- FM 700
Leading hazardFire
VA
Virginia
Total declarations2,400
Per 100k residents27.4
Above national per-capita load By declaration type
- DR 1,900
- EM 490
- FM 10
Leading hazardSevere Storm
MO
Missouri
Total declarations2,300
Per 100k residents37.1
Above national per-capita load By declaration type
- DR 1,850
- EM 430
- FM 20
Leading hazardSevere Storm
LA
Louisiana
Total declarations2,050
Per 100k residents44.5
Above national per-capita load By declaration type
- DR 1,400
- EM 630
- FM 20
Leading hazardHurricane
FL
Florida
Total declarations1,950
Per 100k residents8.7
Below national per-capita load By declaration type
- DR 1,350
- EM 560
- FM 40
Leading hazardHurricane
NY
New York
Total declarations1,900
Per 100k residents9.6
Below national per-capita load By declaration type
- DR 1,450
- EM 440
- FM 10
Leading hazardSevere Storm
MS
Mississippi
Total declarations1,800
Per 100k residents60.9
Above national per-capita load By declaration type
- DR 1,350
- EM 440
- FM 10
Leading hazardSevere Storm
NC
North Carolina
Total declarations1,380
Per 100k residents12.9
Below national per-capita load By declaration type
- DR 1,050
- EM 320
- FM 10
Leading hazardHurricane
NE
Nebraska
Total declarations1,250
Per 100k residents63.1
Above national per-capita load By declaration type
- DR 1,000
- EM 240
- FM 10
Leading hazardSevere Storm
WV
West Virginia
Total declarations1,500
Per 100k residents84.3
Above national per-capita load By declaration type
- DR 1,250
- EM 240
- FM 10
Leading hazardFlood
SD
South Dakota
Total declarations900
Per 100k residents98.3
Above national per-capita load By declaration type
- DR 720
- EM 170
- FM 10
Leading hazardSevere Storm
ND
North Dakota
Total declarations880
Per 100k residents112.6
Above national per-capita load By declaration type
- DR 720
- EM 150
- FM 10
Leading hazardFlood
OR
Oregon
Total declarations720
Per 100k residents16.8
Below national per-capita load By declaration type
- DR 400
- EM 120
- FM 200
Leading hazardFire
VT
Vermont
Total declarations420
Per 100k residents64.6
Above national per-capita load By declaration type
- DR 360
- EM 55
- FM 5
Leading hazardFlood
HI
Hawaii
Total declarations150
Per 100k residents10.4
Below national per-capita load By declaration type
- DR 110
- EM 35
- FM 5
Leading hazardCoastal Storm
TX
Texas
Total declarations4,900
Per 100k residents15.8
Below national per-capita load By declaration type
- DR 3,700
- EM 900
- FM 300
Leading hazardSevere Storm
OK
Oklahoma
Total declarations3,100
Per 100k residents77.5
Above national per-capita load By declaration type
- DR 2,100
- EM 500
- FM 500
Leading hazardSevere Storm
KY
Kentucky
Total declarations2,700
Per 100k residents59.3
Above national per-capita load By declaration type
- DR 2,200
- EM 480
- FM 20
Leading hazardFlood
CA
California
Total declarations2,600
Per 100k residents6.6
Below national per-capita load By declaration type
- DR 1,500
- EM 400
- FM 700
Leading hazardFire
VA
Virginia
Total declarations2,400
Per 100k residents27.4
Above national per-capita load By declaration type
- DR 1,900
- EM 490
- FM 10
Leading hazardSevere Storm
MO
Missouri
Total declarations2,300
Per 100k residents37.1
Above national per-capita load By declaration type
- DR 1,850
- EM 430
- FM 20
Leading hazardSevere Storm
LA
Louisiana
Total declarations2,050
Per 100k residents44.5
Above national per-capita load By declaration type
- DR 1,400
- EM 630
- FM 20
Leading hazardHurricane
FL
Florida
Total declarations1,950
Per 100k residents8.7
Below national per-capita load By declaration type
- DR 1,350
- EM 560
- FM 40
Leading hazardHurricane
NY
New York
Total declarations1,900
Per 100k residents9.6
Below national per-capita load By declaration type
- DR 1,450
- EM 440
- FM 10
Leading hazardSevere Storm
MS
Mississippi
Total declarations1,800
Per 100k residents60.9
Above national per-capita load By declaration type
- DR 1,350
- EM 440
- FM 10
Leading hazardSevere Storm
NC
North Carolina
Total declarations1,380
Per 100k residents12.9
Below national per-capita load By declaration type
- DR 1,050
- EM 320
- FM 10
Leading hazardHurricane
NE
Nebraska
Total declarations1,250
Per 100k residents63.1
Above national per-capita load By declaration type
- DR 1,000
- EM 240
- FM 10
Leading hazardSevere Storm
WV
West Virginia
Total declarations1,500
Per 100k residents84.3
Above national per-capita load By declaration type
- DR 1,250
- EM 240
- FM 10
Leading hazardFlood
SD
South Dakota
Total declarations900
Per 100k residents98.3
Above national per-capita load By declaration type
- DR 720
- EM 170
- FM 10
Leading hazardSevere Storm
ND
North Dakota
Total declarations880
Per 100k residents112.6
Above national per-capita load By declaration type
- DR 720
- EM 150
- FM 10
Leading hazardFlood
OR
Oregon
Total declarations720
Per 100k residents16.8
Below national per-capita load By declaration type
- DR 400
- EM 120
- FM 200
Leading hazardFire
VT
Vermont
Total declarations420
Per 100k residents64.6
Above national per-capita load By declaration type
- DR 360
- EM 55
- FM 5
Leading hazardFlood
HI
Hawaii
Total declarations150
Per 100k residents10.4
Below national per-capita load By declaration type
- DR 110
- EM 35
- FM 5
Leading hazardCoastal Storm
Illustrative figures. Shared bar scales are the honest cross-state comparison; the panels cannot compute "A beats B" at build time without client JS, so each state is flagged against a fixed national baseline instead. Swap-point: HANDOFF.md.