kvlak limn

Housing & Community · HUD Picture of Subsidized Households

The Waiting List Is the Policy

Housing assistance is not an entitlement. It is a queue. Roughly seven million of the poorest renter households in America qualify for help and receive nothing - not because they were denied, but because the program is smaller than the need and always has been. This is what the federal government's own files say about who got in, how long they waited, and how many are still outside.

33.3% of extremely-low-income renter households get help Full

The gap

Need vs supply

Every household in this bar is a renter earning under 30% of what a typical family in their area earns. A third of them have a subsidy. The other two thirds are not on a shorter list or a slower track - there is simply no unit for them.

Housed: 3,532,315 (33.3%) Receive nothing: 7,087,998 (66.7%) 0 10,620,313 households who qualify
Coverage: both figures are complete counts, not samples - the HUD occupancy and income shares are 100% reported in the all-programs row, and CHAS covers all 3,221 counties. The two files have different vintages (HUD 2025, CHAS 2017-2021 ACS) and slightly different income tests (HUD's share of local median income vs CHAS's HAMFI), so read 33.3% as close to right, not to the decimal.

How 5.1 million units become 3.5 million poor households housed

  • Units under contract 5,132,918 what HUD pays for
  • Occupied 4,471,285 12.9% sit empty
  • Of those, extremely low income 3,532,315 79% of tenants
  • Households who qualify 10,620,313 CHAS 2017-2021

The wait, where it is measured

Months, by state

HUD records how long each household waited before it moved in. It records nothing at all about the households still waiting - they enter the file on the day they are housed, and not before. So this is the wait experienced by those admitted, and the true wait is longer than anything shown here. Even so, it varies by a factor of 5.7: Maryland at 57 months, Wyoming at 10.

Alabama: 18 months (those admitted) Alaska: 27 months (those admitted) Arizona: 26 months (those admitted) Colorado: 17 months (those admitted) Florida: 33 months (those admitted) Georgia: 20 months (those admitted) Indiana: 19 months (those admitted) Kansas: 15 months (those admitted) Maine: 32 months (those admitted) Massachusetts: 31 months (those admitted) Minnesota: 22 months (those admitted) New Jersey: 39 months (those admitted) North Carolina: 21 months (those admitted) North Dakota: 12 months (those admitted) Oklahoma: 13 months (those admitted) Pennsylvania: 20 months (those admitted) South Dakota: 13 months (those admitted) Texas: 19 months (those admitted) Wyoming: 10 months (those admitted) Connecticut: 35 months (those admitted) Missouri: 27 months (those admitted) West Virginia: 10 months (those admitted) Illinois: 18 months (those admitted) New Mexico: 19 months (those admitted) Arkansas: 15 months (those admitted) California: 28 months (those admitted) Delaware: 40 months (those admitted) District of Columbia: 14 months (those admitted) Hawaii: 28 months (those admitted) Iowa: 21 months (those admitted) Kentucky: 12 months (those admitted) Maryland: 57 months (those admitted) Michigan: 28 months (those admitted) Mississippi: 23 months (those admitted) Montana: 20 months (those admitted) New Hampshire: 43 months (those admitted) New York: 39 months (those admitted) Ohio: 24 months (those admitted) Oregon: 33 months (those admitted) Tennessee: 21 months (those admitted) Utah: 25 months (those admitted) Virginia: 25 months (those admitted) Washington: 15 months (those admitted) Wisconsin: 21 months (those admitted) Nebraska: 15 months (those admitted) South Carolina: 17 months (those admitted) Idaho: 20 months (those admitted) Nevada: 26 months (those admitted) Vermont: 16 months (those admitted) Louisiana: 24 months (those admitted) Rhode Island: 27 months (those admitted)
Coverage: 55 of 55 states and territories publish a wait figure (100%). Nationally the field is far thinner: it is suppressed or missing in 41.1% of all county rows in the file. HUD marks those cells -1 (missing), -4 (suppressed, fewer than 11 families) or -5 (non-reporting). They are excluded here, never averaged in - a naive mean of the raw column comes out negative.
Table: every state, in full
Months waited before move-in among admitted households, units under contract, and share of extremely-low-income need met, by state.
State Wait (mo, those admitted) Units Occupied ELI need met
Maryland 57 102,353 91,459 38.5%
New Hampshire 43 22,563 20,225 43.2%
Delaware 40 13,186 11,060 33.4%
Northern Mariana Islands 40 492 465 no data
New Jersey 39 169,445 153,600 36.6%
New York 39 588,668 516,539 40.3%
Connecticut 35 84,206 75,399 39.8%
Florida 33 205,176 180,144 25.6%
Oregon 33 57,559 50,217 31.9%
Maine 32 27,425 23,207 43.9%
Massachusetts 31 195,871 182,701 47.6%
California 28 507,349 449,875 27.2%
Hawaii 28 23,624 19,295 39.9%
Michigan 28 146,787 128,123 34%
Alaska 27 7,935 6,870 28.8%
Missouri 27 93,924 75,826 32.3%
Rhode Island 27 38,494 35,246 56.2%
Arizona 26 41,985 37,420 17.8%
Nevada 26 24,578 21,856 19.1%
Guam 25 3,474 3,314 no data
U.S. Virgin Islands 25 6,191 4,489 no data
Utah 25 20,331 17,485 25.8%
Virginia 25 107,467 92,877 31.3%
Louisiana 24 94,457 81,263 37.9%
Ohio 24 226,712 198,038 39.8%
Mississippi 23 56,893 49,336 41.3%
Minnesota 22 92,586 81,765 40.3%
Iowa 21 41,324 34,504 30%
North Carolina 21 128,527 104,659 26.7%
Tennessee 21 106,452 91,928 36.1%
Wisconsin 21 78,710 68,005 30%
Georgia 20 135,704 113,062 29.1%
Idaho 20 12,942 11,165 25.2%
Montana 20 14,113 11,432 28.8%
Pennsylvania 20 224,531 193,029 35.7%
Indiana 19 89,420 76,942 31.1%
New Mexico 19 27,103 21,143 27.3%
Texas 19 288,627 248,565 24.5%
Alabama 18 92,548 80,491 39%
Illinois 18 231,185 202,644 36.6%
Colorado 17 63,715 56,780 30.2%
South Carolina 17 63,728 55,836 30.2%
Vermont 16 13,563 11,196 46.1%
Arkansas 15 52,339 42,818 35.7%
Kansas 15 35,419 28,447 26.6%
Nebraska 15 28,297 23,272 31.8%
Washington 15 96,312 86,484 33.9%
District of Columbia 14 34,553 27,697 45.9%
Oklahoma 13 54,103 45,878 32.3%
South Dakota 13 14,057 11,083 36.4%
Kentucky 12 83,998 73,448 39.3%
North Dakota 12 14,311 10,528 31.2%
Puerto Rico 12 107,040 96,144 51.2%
West Virginia 10 34,674 30,734 42.1%
Wyoming 10 5,809 5,205 25.4%

Guam, Northern Mariana Islands, Puerto Rico, U.S. Virgin Islands appear in the table but not on the map: the Albers-USA projection has no geometry for them. CHAS publishes no county file for them either, so their ELI need is shown as no data.

Who gets in

Share of households, by program

Nationally, 43% of subsidized households are headed by someone 62 or older and 24% include a disabled member. But the average hides the design: two of these programs admit almost no one else. 202/PRAC is elderly housing by statute and 811/PRAC is disability housing by statute. Vouchers are the only door families with children go through in any number.

0% 25% 50% 75% 100% Housing Choice Vouchers 2,334,114 households Housing Choice Vouchers - Elderly (62+): 35% 35% Housing Choice Vouchers - Disabled: 26% 26% Housing Choice Vouchers - With children: 36% 36% Project Based Section 8 1,208,945 households Project Based Section 8 - Elderly (62+): 54% 54% Project Based Section 8 - Disabled: 19% 19% Project Based Section 8 - With children: 26% 26% Public Housing 772,585 households Public Housing - Elderly (62+): 38% 38% Public Housing - Disabled: 23% 23% Public Housing - With children: 34% 34% 202/PRAC 116,132 households 202/PRAC - Elderly (62+): 100% 100% 202/PRAC - Disabled: 8% 8% 202/PRAC - With children: 0% 0% 811/PRAC 30,501 households 811/PRAC - Elderly (62+): 34% 34% 811/PRAC - Disabled: 91% 91% 811/PRAC - With children: 2% 2% Mod Rehab 9,009 households Mod Rehab - Elderly (62+): 36% 36% Mod Rehab - Disabled: 34% 34% Mod Rehab - With children: 16% 16%
  • Elderly (62+)
  • Disabled
  • With children
The three shares are independent, not parts of a whole: a household can be both elderly and disabled, so they are grouped rather than stacked and do not sum to 100%. "With children" is HUD's no-children share, inverted. Composition is published for every program shown here, with no suppression. Not charted: S236/BMIR and 811 Project Rental Assistance (PRA) - legacy programs now holding 0 occupied units between them, where a share of almost nothing would read as loudly as a share of millions.
Household composition by HUD program.
Program Units Households Elderly 62+ Disabled With children Extremely low income
Housing Choice Vouchers 2,797,793 2,334,114 35% 26% 36% 79%
Project Based Section 8 1,321,244 1,208,945 54% 19% 26% 82%
Public Housing 848,351 772,585 38% 23% 34% 74%
202/PRAC 120,345 116,132 100% 8% 0% 79%
811/PRAC 33,372 30,501 34% 91% 2% 87%
Mod Rehab 8,723 9,009 36% 34% 16% 90%
S236/BMIR 3,090 0 52% 8% 26% 37%
811 Project Rental Assistance (PRA) 0 0 10% 77% 12% 97%

Who pays for it

Per unit-month, 2025

A subsidized household pays $452 a month and HUD pays $1,135. The tenant covers 28.5% of the cost of their own home - not because the rent is cheap, but because the statute caps their share at roughly 30% of an adjusted income that averages $18,483 a year, or 21% of what a typical family in the same area earns.

  • All HUD programs $452 $1,135 tenant 28%
  • Housing Choice Vouchers $493 $1,255 tenant 28%
  • Project Based Section 8 $389 $1,150 tenant 25%
  • Public Housing $439 $856 tenant 34%
  • 202/PRAC $401 $571 tenant 41%
  • 811/PRAC $354 $588 tenant 38%
  • Mod Rehab $298 $812 tenant 27%
  • Tenant pays
  • HUD pays

Multiplied out - $1,135 a month across 4,471,285 occupied units - HUD's side of this split runs to roughly $60.9 billion a year. That is an implied figure, not an appropriation: it is the per-unit subsidy in the file times twelve times the occupied units, and it excludes administrative cost, capital funds, and the two programs below. Read it as the order of magnitude of the transfer, not as a budget line. Not charted: S236/BMIR and 811 Project Rental Assistance (PRA) - HUD suppresses the subsidy side of their split, and half a split is not a split.

Seventeen years of standing still

2009-2025

The number of subsidized homes has barely moved since 2009: 4,970,225 then, 5,132,918 now, a change of 3.3% across seventeen years in which the country added more than twenty million people. The number of people living in them fell 7.1%, because the households moving in are smaller and older than the ones they replaced. Meanwhile the subsidy HUD pays per unit rose 84%. The program did not grow. It got more expensive to hold in place.

Units under contract, and people living in them
0 2M 4M 6M 8M 10M 12M 2020-census geography → 20092013201720212025 5,132,918 8,860,364
  • Units under contract
  • People served
What a unit costs each month, and who pays it
$0 $200 $400 $600 $800 $1000 $1200 20092013201720212025 $1135 $452
  • Tenant pays
  • HUD pays
Dollars are nominal - not inflation-adjusted. The Picture file publishes no deflator and we do not import one, so the rise in both lines is part real and part inflation. The ratio between them is the honest read: the tenant's share of the cost of their own home has fallen from 32% to 28%, because their incomes did not keep pace with the rent HUD must cover. Occupancy is not charted: HUD did not publish an occupied-units column before 2025, and a back-filled number is not a measured one.
Table: every year, 2009-2025
HUD subsidized housing by year, 2009 to 2025.
Year Units People Tenant pays HUD pays Wait (mo, those admitted) Geography
2009 4,970,225 9,536,969 $286 $617 18 pre-2020 census
2010 5,095,126 9,859,194 $288 $631 18 pre-2020 census
2011 5,147,935 10,099,094 $289 $631 20 pre-2020 census
2012 5,168,778 10,027,278 $297 $640 20 pre-2020 census
2013 5,180,467 10,072,890 $304 $637 18 pre-2020 census
2014 5,031,773 9,834,571 $321 $666 26 pre-2020 census
2015 5,038,578 9,853,342 $328 $680 26 pre-2020 census
2016 5,015,895 9,785,085 $332 $697 26 pre-2020 census
2017 5,018,939 9,653,388 $337 $693 27 pre-2020 census
2018 5,035,824 9,535,360 $346 $743 26 pre-2020 census
2019 5,034,685 9,439,919 $357 $765 26 pre-2020 census
2020 5,076,615 9,338,358 $355 $810 27 pre-2020 census
2021 5,098,041 9,170,091 $364 $839 27 pre-2020 census
2022 5,124,368 9,027,284 $386 $899 25 2020 census
2023 5,129,585 9,045,714 $416 $989 25 2020 census
2024 5,149,303 9,039,779 $433 $1067 27 2020 census
2025 5,132,918 8,860,364 $452 $1135 25 2020 census

Where you live

3,126 counties

The national picture is an average of 3,126 very different local ones. Pick a state to see every county in it: how many subsidized homes there are, how long the people who got one waited, and what share of the local need that covers.

Wait figures exist for 2605 of the 3126 counties HUD reports (83.3%); the rest are suppressed (fewer than 11 families), missing, or non-reporting, and are shown as "no data" rather than as a zero. A further 14,327 units across 56 rows could not be placed in any county by HUD and appear nowhere on the map or in these lists.

Browse by state

Methodology

Notes on the data

Every figure on this page is computed from two real federal bulk files. Nothing here is estimated, modelled, or stood in for. The dashboard is badged Full for that reason, and the code that derives each number is in the repository beside it.

  • HUD Picture of Subsidized Households, snapshot dated 31 December 2025, plus the annual files back to 2009 for the trend. This is HUD's own administrative census of every unit it has under contract: 5.13 million of them, reported by the housing authorities and owners who run them.
  • HUD CHAS, built on the 2017-2021 American Community Survey. This supplies the one thing the Picture file does not contain: a denominator. The Picture file can tell you who got in. It cannot tell you how many wanted to.

The wait is not the waiting list

This is the most important caveat on the page. HUD's months_waiting measures the time a household waited before it moved in. A household still on a list has no row in this file - it enters HUD's records on the day it is housed, and not one day earlier. The figure is therefore survivor-biased: it describes the people who made it through, and it almost certainly understates how long the queue really is. Every label on this site says "the wait experienced by those admitted." None of them say "the waiting list," because this data cannot support that sentence. Many authorities have closed their lists entirely; those households are not late in the queue, they are not in it.

Suppressed and missing cells

HUD does not leave a cell blank when it has no value - it writes a negative code. Per the 2025 data dictionary: -1 missing, -4 suppressed (fewer than 11 reported families, for privacy), -5 non-reporting (under half the families reported). These are not edge cases. In the county file, 41.1% of all rows carry one of them for the wait field: 5,936 are missing, 3,100 are suppressed (fewer than 11 reported families), 531 are non-reporting (under 50% reporting rate).

Averaged naively, those codes pull the result negative. Every number here filters them out before any arithmetic, and every chart that touches a suppressed field prints the share of rows that survived. For the county wait that is 83.3% (2,605 of 3,126 counties); for the states, 100%; for the eight programs, only 37.5% - HUD publishes a wait for vouchers, public housing and Mod Rehab, and for nothing else. Suppressed places are drawn in a neutral gray that is not a step on the color ramp, and labelled "no data" in every table, so an absence can never be misread as a short wait.

How the 33% is calculated

CHAS counts 10,620,313 renter households at or under 30% of area median income - the eligible pool. HUD reports 4,471,285 occupied subsidized units, of which 79% are that poor, giving 3,532,315 extremely-low-income households actually housed. 3,532,315 / 10,620,313 = 33.3%. The remaining 7,087,998 receive nothing.

We compare poor-and-housed against poor-and-eligible, rather than all 4,471,285 assisted households against a poverty-only denominator. The looser version credits the 21% of tenants who earn above the line toward need they do not represent, and flatters the program by several million households. Two honest caveats remain: the files have different vintages (2025 against a 2017-2021 survey), and their income tests are near-neighbours rather than twins - HUD's is a share of local median income, CHAS's is a share of HUD Area Median Family Income. Read 33.3% as close to right, not exact to the decimal.

Units are not households

5,132,918 units are under contract; 4,471,285 are occupied. The 12.9% difference is real vacancy - units being turned over, repaired, or held off-line. This page says "units" when it means units and "households" when it means households, and never trades one for the other to make a number look better.

Counting each program exactly once

The Picture file lists sub-programs (tenant-based and project-based vouchers, Moving-to-Work and not) as rows inside each program's total, not beside it. Summing the file naively double-counts more than three million voucher units. Every figure here reads only the totals, and the build asserts it: the eight program totals sum to 5,132,918 units against the all-programs row's 5,132,918 - an exact match, checked on every run, and the build fails if it ever stops matching. On occupied units the two differ by 1, which is HUD's own rounding, not ours.

What you are not seeing

The households still waiting - the entire subject of the page - are invisible in this data by construction, which is why the denominator has to be borrowed from a survey. Nor does this file cover the Low-Income Housing Tax Credit, the largest affordable-housing program in the country, which is Treasury's and not HUD's. 14,327 units across 56 rows could not be placed in a county by HUD and are excluded from the map and the county pages, though they remain in the national total. Dollar figures are nominal, never inflation-adjusted. And the annual series has a seam: 2022 is published under both the old and the 2020-census geographies, so we take 2009-2021 from the former and 2022-2025 from the latter, counting each year once.


Generated 2026-07-13 02:52 UTC

Source: HUD Picture of Subsidized Households (2025 snapshot, 2009-2025 trend) joined to HUD CHAS 2017-2021 ACS for the eligible-household denominator